Business credit report San Diego

If you're on LinkedIn be sure to check out our group profile, join the group, and of course feel free to contribute! To view many of the documents and forms made available via our site you'll need Adobe's free Acrobat Reader. Please take a moment to review our Privacy Policy U.S. seeks business credit report San Diego clear path to (really) free credit reports You've probably seen or heard ads featuring catchy tunes and jingles for websites claiming to help you get a free credit report. The problem: Those sites aren't the official government-mandated site (AnnualCreditReport.com) for obtaining free business credit report San Diego reports entitled to you each year by federal law. At these soundalike sites, free isn't really free -- it comes with strings attached. They sign consumers up -- business credit report San Diego sometimes without their knowledge -- for credit monitoring services and charge recurring monthly fees to their credit cards. Curbing 'confusing' ads, practices The Federal Trade Commission (FTC) has proposed new rules to help decrease the number of consumers who are duped into signing up for services they don't want and make it easier for people who only want to get their free credit reports to do so -- without hassle. free cedit report There has been a proliferation of confusing advertising regarding where consumers can obtain their free annual [credit] file, according to the FTC. The new rules were drafted because a provision in the Credit CARD Act of 2009 says, beginning Feb. 22, 2010, radio, TV and other ads for free credit reports must include the following disclaimer: This is not the free credit report provided for by federal law. These advertisements direct consumers not to AnnualCreditReport.com, the authorized source for free annual file disclosures, but to commercial websites business credit report San Diego operated by the nationwide CRAs (credit reporting agencies) or others that sell a variety of products and services, according to the FTC.

Further, when a consumer uses an Internet search engine to find the website for free annual file disclosures, the search engine will usually list 'business credit report San Diego sponsored' links -- again, selling products and services -- such as 'FreeCreditReport.com' first. get free credit report now As a result of this advertising, consumers are often misled and confused about where to go to obtain the free annual file disclosure mandated by federal law. Getting a 'free' credit report is one of the most confusing and frustrating experiences there is.

--Nicolas business credit report San Diego Guzman Virginia consumer The FTC is also seeking to make getting free credit reports on the official site -- AnnualCreditReport.com -- less confusing for consumers.

Today, the site makes it easy for consumers to get sidetracked from business credit report San Diego the free path with ads and special offers for additional services that are not free. The proposal would ban those pitches until after consumers have signed up for their free reports. Also banned: requiring consumers to set up accounts on the site before they can get their free reports. Hundreds comment on proposed rules Of the more than 1,000 comments filed with the FTC about the proposed changes, business credit report San Diego an overwhelming majority support the new rules.

Carl Levin, the National Association of Attorneys General and the National Consumer Law Center were among those supporting the rules. free id theft protection

Among those expressing concerns for commercial expression on the Internet and free commerce were: the Interactive Advertising Bureau, National Business Coalition for E-Commerce and Privacy and the Direct Marketing Association.